Safety, and the risk you are actually taking

Two things belong on the same page: what MONUNI does to protect you, and what it cannot protect you from. Here are both.

What MONUNI guarantees

Each of these is enforced in the software, not merely promised here.

Your funds never leave your exchange account

MONUNI is not a broker and not a custodian. It places orders on your own account. There is no MONUNI wallet, and no point at which your money passes through us.

We never ask for withdrawal permission

MONUNI needs to read balances and place spot orders — nothing else. A live API key that carries withdrawal permission is refused outright when you try to connect it.

Your API secret is encrypted before it is stored

It is sealed with a key that is itself wrapped by a separate master key, and bound to your specific connection so it cannot be replayed against another. It is never shown again after you enter it — not to you, and not to MONUNI staff.

Your browser never talks to an exchange

Every exchange call happens server-side. The browser is prevented from reaching an exchange domain at all by the page's own security policy, so your credentials cannot be exposed by a compromised script.

Every account starts in Observe mode

New accounts and new connections can trade nothing. Moving to Paper, then Approval, then Auto is a series of deliberate decisions you make — never a default you have to discover and undo.

Stopping never disarms your protection

Pausing or emergency-stopping MONUNI prevents new positions and new orders. It deliberately leaves stop losses and take profits running, because a panic button that also removed your protection would be the most dangerous control on the platform.

Your limits bind the machine, not just the interface

Risk limits are enforced by the engine that places orders, not by the screen that displays them. An agent cannot route around them, and neither can a bug in the website.

Nothing is hidden from you

Failed trades, refused trades and opportunities MONUNI declined are all recorded and shown. Performance figures are suppressed entirely until there are enough closed trades to mean anything, rather than displayed and quietly caveated.

What MONUNI cannot do

This is the part most platforms leave out, so it is the part worth reading twice.

  • It cannot promise you a profit. No system can. Trading carries a real risk of losing money, up to and including all of the capital you allocate.
  • Past results do not predict future ones. That is true of a backtest, of paper trading, and of a live track record. A strategy that worked in one market regime can lose steadily in the next.
  • A stop loss is not a guarantee of the price you exit at. In a fast or illiquid market, the fill can be worse than the stop — sometimes much worse.
  • It cannot protect you from the exchange itself. If your exchange halts trading, freezes withdrawals, or fails, MONUNI is as stuck as you are.
  • It cannot protect you from your own limits. If you allocate more than you can afford to lose, or raise your risk limits after a good month, the software will do what you told it to.

Our advice, plainly

Start in test mode. Read a few weeks of decisions before you let MONUNI place a single real order, and pay particular attention to the trades it declined — that is where you learn whether you agree with how it thinks. Then allocate an amount whose loss would annoy you rather than hurt you, and only increase it once you have watched the system through a bad week as well as a good one.